Terms of Service for MFPay

Introduction
Welcome to MFPay! We’re thrilled to have you here. Before you begin using MFPay, please take a moment to review and accept these terms. We’ve kept things as straightforward as possible to ensure you understand what we expect from you and what you can expect from us.
To make it easier, we’ve structured the terms into clear sections with concise explanations to guide you through the details.
These terms outline your legal rights and obligations, so it’s important to read them carefully. If you don’t agree with these terms, unfortunately, you won’t be able to use our services.
If you have any questions or need clarification after reading through these terms, feel free to contact us at hello@mfpay.me. We’re here to help.
Last updated on 10 December 2024. These terms have been updated to enhance clarity, ensure transparency, and reflect the way we operate our services.

1. Definitions
“MFPay,” “we,” “us,” or “our”: Refers to MFPAY LIMITED, the provider of the MFPay platform.
“You” or “your”: Denotes the individual or entity accessing or using our services.
“Services”: Encompasses all offerings provided by MFPay, including the platform, website, and related features.
“Platform”: The MFPay website and associated services, available at https://pay.mfpay.me.
“One-Time Offer (OTO)”: A special pricing plan granting access to current and future features of the MFPay platform.

2. Acceptance of Terms
By accessing or using our services, you agree to comply with and be bound by these Terms of Service and our Privacy Policy. If you do not agree, please refrain from using our services.

3. Account Registration
To use certain features of our platform, you must register for an account. You agree to provide accurate and complete information during registration and to keep this information updated. You are responsible for maintaining the confidentiality of your account credentials and for all activities under your account.

4. One-Time Offer (OTO)
Scope: The OTO provides access to all current and future features of the MFPay platform. Purchasers retain access to functionalities available at the time of purchase and any subsequently introduced features.
Pricing: The OTO is offered at a fixed price, detailed at the point of purchase and on our website.
Refund Policy: Refunds are available within 10 days of purchase if platform features are inaccessible due to technical issues. To request a refund, contact us at hello@mfpay.me with details of the issue.

5. User Responsibilities
You agree to use our services in compliance with applicable laws and regulations. You are responsible for all content you upload or transmit through our platform and must not engage in prohibited activities, including but not limited to:
• Violating any laws or regulations.
• Infringing upon the rights of others.
• Distributing harmful or malicious content.

6. Privacy and Data Protection
Your privacy is important to us. Our collection and use of personal data are governed by our Privacy Policy, which outlines how we handle your information. You can check out more here: https://mfpay.me/privacypolicy

7. Intellectual Property
All content and materials on our platform, including text, graphics, logos, and software, are the intellectual property of MFPay or its licensors. You may not reproduce, distribute, or create derivative works without our express permission.

8. Modifications to Services and Terms
MFPay reserves the right to modify or discontinue any aspect of our services at any time. We may also amend these Terms of Service. Significant changes will be communicated through our website or other official channels. Continued use of our services after such changes constitutes acceptance of the new terms.

9. Termination
We may suspend or terminate your access to our services if you violate these terms or engage in conduct detrimental to MFPay or other users. Upon termination, your right to use our services will cease immediately.

10. Limitation of Liability
To the fullest extent permitted by law, MFPay shall not be liable for any indirect, incidental, or consequential damages arising from your use of our services. Our total liability shall not exceed the amount you paid for the OTO.

11. Governing Law
These terms are governed by and construed in accordance with the laws of Hong Kong, where MFPAY LIMITED is established, without regard to its conflict of law principles.

12. Contact Information
For any questions or support, please contact us at hello@mfpay.me.

13. Service Provider Details
MFPay Limited
Registration Number: 76342971
Registered Address: RM 5003, /F 5, YAU LEE CENTRE, 45 HOI YUEN ROAD, KWUN TONG, HONG KONG
Jurisdiction: Hong Kong

14. Effective Date
These Terms of Service are effective as of 10 December 2024. MFPay reserves the right to update and revise this Agreement at its discretion.